Discretionary spending

FILE- In this Friday, Nov. 16, 2018, photo, cozy sleep items are on display near a holiday section at a Target store in Edison, N.J. Cozy sweaters and soft pajamas are in for adults. Kids, meanwhile, are asking for board games featuring fake poop and pimples. (AP Photo/Julio Cortez, File)
November 23, 2018 - 10:42 am
NEW YORK (AP) — Cozy sweaters and soft pajamas are in for adults. Kids, meanwhile, are asking for board games featuring fake poop and pimples. Those are just some of the trends expected this holiday season, when shoppers are projected to spend as much as $720 billion, according to the National...
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In a photo taken Friday, Nov. 16, 2018, Target employee Lindsay Walker scans an item as she collects merchandise from shelves to prep them for an online order at a Target store in Edison, N.J. Target Corp. reports earnings Tuesday, Nov. 20. (AP Photo/Julio Cortez)
November 20, 2018 - 8:48 am
MINNEAPOLIS (AP) — Target's ramped up investments online and in stores are bringing in shoppers, but they're bruising the bottom line right now. Company shares tumbled 10 percent before the opening bell Tuesday after Target missed profit expectations for the third quarter, the last look at the...
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FILE- In this Nov. 9, 2018, file photo shoppers look at toys at a Walmart Supercenter in Houston. Walmart Inc. reports earnings Thursday, Nov. 15. (AP Photo/David J. Phillip, File)
November 15, 2018 - 11:25 am
NEW YORK (AP) — Walmart, armed with grocery and other online services, is proving it can do battle with Amazon. The world's largest retailer delivered strong third-quarter results Thursday, extending a streak of sales growth into its 11th straight quarter that showed it's pulling shoppers online...
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FILE- In this Sept. 12, 2018, file photo Apple CEO Tim Cook discusses the new Apple iPhones and other products at the Steve Jobs Theater during an event to announce new products in Cupertino, Calif. Apple Inc. reports earnings Thursday, Nov. 1. (AP Photo/Marcio Jose Sanchez, File)
November 01, 2018 - 7:16 pm
SAN FRANCISCO (AP) — Apple's faithful customers aren't snapping up iPhones quite as enthusiastically as anticipated heading into the crucial holiday shopping season. But the latest models costing $1,000 and more are popular enough to keep propelling profits ever higher for the world's most...
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FILE- In this Jan. 31, 2018, file photo, an assortment of credit cards and rewards cards are shown in Zelienople, Pa. If you have developed new spending habits, and potentially higher credit scores, since paying off debt, you might be a good fit for rewards credit cards that earn cash back for your emergency fund or miles for a vacation. (AP Photo/Keith Srakocic, File)
October 03, 2018 - 11:54 am
While paying off $1,700 in credit card debt in 2014, Jamie Griffin cut up his card. To tackle the remaining $90,000 in student loans he and his wife carried, he read personal finance experts' tips and turned to cash and a spreadsheet to budget. Now that most of their debt is paid off, he's giving...
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FILE - In this Aug. 16, 2010, file photo, a jar of Smucker's preserves is displayed in Philadelphia. J.M. Smucker is doing just about everything asked of it in trying to find areas of faster growth, while ditching some of the packaged foods that fewer people seemingly want. It’s got a long way to go, however, and that may be what is being reflected Tuesday, July 10, 2018, as investors sell off shares of J.M. Smucker as well as other companies in the sector Tuesday. (AP Photo/Matt Rourke, File)
July 10, 2018 - 5:36 pm
NEW YORK (AP) — J.M. Smucker is doing just about everything asked of it in trying to find areas of faster growth, while ditching some of the packaged foods that fewer people seemingly want. It's got a long way to go, however, as seen Tuesday in Wall Street's humdrum reaction to the sale of some...
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