Personal finance

FILE - In this Nov. 14, 2018, file photo people walk through lower Manhattan's Zuccotti Park at the start of a work day in New York.A new study finds that only 4% of retirees start claiming their Social Security benefits at the most financially optimal time. And current retirees collectively will lose $3.4 trillion in potential income to fund their retirement because they started drawing benefits at a less than ideal time. That’s roughly $111,000 per household, according to the research from United Income, an online investment management and financial planning firm. (AP Photo/Wong Maye-E, File)
June 28, 2019 - 12:05 am
It's tough to decide when to start taking Social Security benefits and it appears many people are shorting themselves with their choice. A new study finds that only 4% of retirees start claiming their Social Security benefits at the most financially optimal time. And current retirees collectively...
Read More
FILE - In this Feb. 8, 2019, file photo, the logo for Citigroup appears above a trading post on the floor of the New York Stock Exchange. The nation's largest banks including Citigroup are rewarding shareholders by spending tens of billions raising their dividends and buying back stock after getting the green light from the Federal Reserve. (AP Photo/Richard Drew, File)
June 27, 2019 - 6:00 pm
NEW YORK (AP) — The nation's largest banks are rewarding shareholders by spending tens of billions raising their dividends and buying back stock after getting the green light from the Federal Reserve. The Fed on Thursday said it had approved the capital plans the nation's 18 largest banks submitted...
Read More
FILE - In this June 20, 2019 photo a vendor with Talking Trees Farms a Northern Humboldt County sustainable cannabis farm, offers a taste of their latest crop of crafted marijuana flower to an attendee of WeedCon West 2019 in Los Angeles. Experts recently dubbed cannabis the fastest-growing industry in the U.S. (AP Photo/Richard Vogel, File)
June 25, 2019 - 11:00 am
Marijuana is having a moment. Experts recently dubbed cannabis the fastest-growing industry in the U.S. Legal weed generated $10.4 billion in the United States in 2018, and the number of "plant-touching" jobs is expected to pass 500,000 by 2022 , according to New Frontier Data, a cannabis market...
Read More
FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
June 24, 2019 - 7:35 am
Certified financial planner Sean Fletcher of San Francisco knew his dad had an estate plan, complete with a health care directive detailing what medical treatment should be given in an emergency. When the father had a massive heart attack, though, no one knew where he kept those documents. Fletcher...
Read More
FILE- In this May 19, 2019, file photo a line of unsold 2019 sedans sits at a Hyundai dealership in Littleton, Colo. More Americans are falling behind on their car payments. If you’re one of them, you have options. Here’s how to get back on track: Know your budget, see how you can rework your car payment, then call your lender. (AP Photo/David Zalubowski, File)
June 20, 2019 - 10:46 am
Your monthly car payment is not only a ticket to freedom, letting you enjoy summer road trips, but also a lifeline that gets the kids to school and you to work. But if it consumes too much of your budget, your ticket to ride could turn into a ticket to financial trouble. More than 7 million...
Read More
FILE - In this Sept. 6, 2018 file photo, Campaign Chair Larry Silbermann announces a goal of $8,133,333 at the United Way of the Coastal Empire 2018 Campaign Kick-Off at the Civic Center in Savannah, Ga. Charitable giving by individual Americans in 2018 suffered its biggest drop since the Great Recession of 2008-09, in part because of Republican-backed changes in tax policy, according to the latest comprehensive report on Americans' giving patterns released on Tuesday, June 18, 2019. (Steve Bisson/Savannah Morning News via AP)
June 18, 2019 - 11:37 am
NEW YORK (AP) — Charitable giving by individual Americans in 2018 suffered its biggest drop since the Great Recession of 2008-09, in part because of Republican-backed changes in tax policy. That's according to Giving USA, the most comprehensive report on Americans' giving patterns. The new report,...
Read More
FILE - In this Dec 21, 2018 file photo, audience members join the Georgia National Guard's 48th Brigade Combat Team to salute the colors during the Casing of Color and Departure Ceremony for their deployment to Afghanistan from Fort Stewart in Hinesville, Ga. Military deployments provide extra income that, when managed properly, can be incredibly important to young service members. (Curtis Compton/Atlanta Journal-Constitution via AP)
June 18, 2019 - 11:22 am
While serving in the U.S. Marine Corps, Erik Goodge was severely wounded during a deployment to Afghanistan. After returning home, the veteran became passionate about finances as he navigated his post-military life and benefits. At the time of his service, however, he didn't know nearly as much...
Read More
FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
June 17, 2019 - 7:20 am
Many people worry about running out of money in retirement. That's understandable, since we don't know how long we'll live, what your future costs might be and what kind of returns we can expect on our savings. There are several ways, however, to boost the odds that your money will last as long as...
Read More
This Thursday, June 6, 2019, photo shows the U.S. Treasury Department building at dusk, in Washington. The Treasury Department issued final rules Tuesday, June 11 that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. (AP Photo/Patrick Semansky)
June 11, 2019 - 8:39 pm
The Treasury Department issued final rules Tuesday that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. The Tax Cut and Jobs Act, promoted by the Trump administration and passed in late 2017, limits the amount of state and local taxes that can be...
Read More
FILE - This March 20, 2018, file photo shows the Venmo app on an iPad in Baltimore. Millennial couples are less likely to combine finances than other generations. But there are benefits to merging accounts and not using Venmo to split bills forever. (AP Photo/Patrick Semansky, File)
June 11, 2019 - 10:58 am
As a millennial couple, you and your partner might not be planning to blend finances even if you've been together for a while. Venmo is convenient, after all; the peer-to-peer money transfer app makes it easy to split costs like rent and utilities. Or perhaps you've each agreed to pay specific...
Read More

Pages