Personal finance

FILE - This April 3, 2019, file photo shows a tip box is filled with U.S. currency in New York. For millennials who are passionate about contributing to the greater good, there are ways to prioritize charitable giving and make the greatest impact on issues they care about (AP Photo/Mark Lennihan, File)
1010 WINS Newsroom
December 03, 2019 - 11:20 am
It may not come as a surprise that millennials are passionate about giving back. Millennials as a generation believe in supporting causes more than individual organizations, are likely to be influenced by peer networks when it comes to giving and want to give back in terms of money, time and...
Read More
This Sunday, Dec. 1, 2019, photo shows rewards offered through Chase bank on an iPhone in the Brooklyn borough of New York. Banks want to turn data they already have on your spending habits into extra revenue by identifying likely customers for retailers. Wells Fargo became the latest bank to customize retail offers to individual customers. It joins Chase, Bank of America, PNC, SunTrust and a slew of smaller banks. (AP Photo/Jenny Kane)
1010 WINS Newsroom
December 02, 2019 - 12:49 pm
NEW YORK (AP) — There’s a powerful new player watching what you buy so it can tailor product offerings for you: the bank behind your credit or debit card. For years, Google and Facebook have been showing ads based on your online behavior. Retailers from Amazon to Walgreens also regularly suction up...
Read More
This undated photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. (NerdWallet via AP)
1010 WINS Newsroom
December 02, 2019 - 11:18 am
Many of us feel bad about our debt. Most of us probably shouldn’t. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. But many people still report being embarrassed about owing money. In one study,...
Read More
FILE - In this Oct. 22, 2019, file photo a sign stands outside a home for sale in southeast Denver. On Wednesday, Nov. 27, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/David Zalubowski, File)
1010 WINS Newsroom
November 27, 2019 - 11:35 am
WASHINGTON (AP) — U.S. mortgage rates crept slightly higher this week but remain at low levels that could encourage more home-buying. Mortgage buyer Freddie Mac said Wednesday that the average rate on a fixed 30-year mortgage ticked up to 3.68% from 3.66% the previous week. The average 15-year...
Read More
FILE - In this Dec. 3, 2018, file photo a pedestrian is silhouetted against a ray of sunlight hitting a downtown courthouse in Atlanta. Part of being an adult is acknowledging what you learned from your parents, and what you might have to learn for yourself. This is especially true when it comes to managing money (AP Photo/David Goldman, File)
1010 WINS Newsroom
November 26, 2019 - 11:03 am
You can likely thank (or blame) your parents for some aspects of how you turned out. Maybe you have your mother’s eyes or your dad’s habit of chewing with your mouth open. How you manage money is another thing you likely picked up from your parents — whether they intended you to or not. While...
Read More
This undated photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. (NerdWallet via AP)
1010 WINS Newsroom
November 25, 2019 - 11:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
Read More
File - This Thursday, Nov. 29, 2018 file photo shows credit card logos posted on a store's door in Philadelphia. The SMART acronym calls for goals to be specific, measurable, assignable, realistic and time-related. (AP Photo/Matt Rourke, File)
1010 WINS Newsroom
November 21, 2019 - 11:50 am
Shatoria Smith was tired of the $5,000 in credit card debt she felt was blocking her from reaching her financial goals. She couldn’t see an easy path to being debt-free, so she drew herself a map by adapting a goal-setting framework she’d first heard about in a college business class: the SMART...
Read More
This undated photo provided by Google shows a controller that is part of a video-game streaming platform called Stadia that Google is launching on Tuesday, Nov. 19, 2019. The service is the first console-free gaming system. But experts say it has some growing to do before it becomes a true contender in the gaming arena. The platform will store a game-playing session in the cloud and lets players jump across devices operating on Google’s Chrome browser and Chrome OS, such as Pixel phones and Chromebooks. (Google via AP)
1010 WINS Newsroom
November 20, 2019 - 5:53 am
NEW YORK (AP) — Google’s new game-streaming service Stadia demonstrates the possibilities of gaming from the cloud, but experts say it’s hindered by a lack of compelling video games and a convoluted pricing scheme. Piers Harding-Rolls, head of games research at IHS Markit, called Tuesday’s launch...
Read More
1010 WINS Newsroom
November 18, 2019 - 12:53 pm
A task without a deadline is just wishful thinking. Sometimes, you can get away with procrastinating. If you never get around to alphabetizing your spices, no one’s life will change. But putting off some tasks could have a huge impact on loved ones. The close of the year is a good time to set some...
Read More
FILE - In this March 14, 2019, file photo people walk on the Stanford University campus in Santa Clara, Calif. Seven percent of employers offer student loan repayment assistance as a benefit. For most companies, this benefit means making a direct payment to eligible employees’ loan. (AP Photo/Ben Margot, File)
1010 WINS Newsroom
November 14, 2019 - 12:10 pm
Trilogy Health Services, a Louisville, Kentucky-based operator of senior living facilities, has paid $100 a month toward each eligible worker’s student loans over the past four years. Its total outlay: roughly $3 million. That money has made a big difference for Trilogy’s nurses, therapists and...
Read More

Pages